10 Cheapest and Most Affordable Colleges in Ohio

Paying for college doesn’t have to break the bank—especially if you’re looking at schools in Ohio. With a wide mix of public universities, private institutions, and community colleges, Ohio offers plenty of affordable options that don’t skimp on quality. Whether you’re pursuing a business degree, a healthcare career, or something in the STEM field, there’s a budget-friendly college in Ohio that can help you get there.

In this guide, we’ve highlighted the 10 most affordable colleges in Ohio based on tuition rates, financial aid opportunities, and overall educational value. These schools are known for balancing strong academics with accessible pricing, helping students earn degrees without racking up overwhelming debt.

So, if you’re exploring higher education in the Midwest and want to make a financially sound choice, these affordable colleges in Ohio are definitely worth a closer look.

Why You Should Get a Degree in Ohio

Ohio offers a strong mix of affordable colleges and real-world career opportunities. With partnerships at companies like Cleveland Clinic, Procter & Gamble, and JPMorgan Chase, many universities connect students directly to in-demand industries such as healthcare, tech, aerospace, and manufacturing. It’s a practical place to earn a degree with a clear path to employment.

Financially, Ohio stands out too. Programs like the Ohio College Opportunity Grant and Choose Ohio First Scholarship make higher education more accessible—especially for students pursuing high-demand fields like STEM or nursing. Combine that with the state’s relatively low cost of living, and you get high-quality education without the hefty price tag.

10 Most Affordable Colleges in Ohio

Ohio offers a wide range of affordable colleges that fit different needs—whether you’re looking for flexibility, career preparation, or strong student support. The following institutions combine accessible tuition rates with strong offerings, making it easier for students across the state to earn a degree while managing other responsibilities.

Youngstown State University

Youngstown State University offers accessible degree programs tailored to Ohio’s evolving workforce. Its focus is on practical fields like business and healthcare. Located in a key industrial region, the university maintains strong ties with employers across the Midwest.

Main Courses

• Business Administration – Prepares students for corporate, nonprofit, and government management roles.
• Public Health – Focuses on health promotion, disease prevention, and healthcare systems.
• Criminal Justice – Covers law enforcement, corrections, and the legal system.
• Respiratory Care – Designed for registered respiratory therapists looking to advance professionally.

Pros

• Affordable tuition rates for in-state students
• Strong regional career services and employer connections
• Established programs in business and health sciences

Cons

• Limited variety of remote or flexible scheduling options
• Some programs may require hybrid components

Average Annual In-State Tuition: $9,450
This makes it one of the most budget-friendly public universities in the state.

Franklin University

Franklin University is an adult-focused institution that specializes in flexible, career-driven degree programs. It’s designed with working professionals in mind, offering accelerated formats and generous credit transfer options.

Main Courses

• Healthcare Management – Covers policy, leadership, and operations in healthcare settings.
• Computer Science – Prepares students for careers in software development and IT infrastructure.
• Accounting – Offers training in financial analysis, auditing, and tax preparation.
• Business Administration – Includes entrepreneurship, HR, and strategic planning modules.

Pros

• Designed specifically for adult and transfer students
• Year-round start dates and accelerated course formats
• Strong credit transfer and military-friendly policies

Cons

• Limited campus life or extracurricular opportunities
• No traditional freshman experience

Average Annual In-State Tuition: $9,520
A great choice for students looking to complete their degrees efficiently and affordably.

University of Toledo

University of Toledo offers a wide range of degree programs supported by its research university infrastructure. UT provides strong academic support and competitive pricing, especially in healthcare and STEM-related disciplines.

Main Courses

• RN to BSN – Designed for licensed nurses looking to earn a bachelor’s degree.
• Applied Organizational Technology – Combines IT, leadership, and communication skills.
• Liberal Studies – A flexible interdisciplinary degree option.
• Accounting – Equips students for CPA preparation and careers in finance.

Pros

• Research university with strong faculty and facilities
• Recognized academic support and student services
• Robust program options in healthcare and tech

Cons

• Competitive admission for some majors
• Some classes follow a fixed schedule with less flexibility

Average Annual In-State Tuition: $10,280
A solid value for a comprehensive university with reputable faculty and course variety.

University of Cincinnati

University of Cincinnati is a major public research university that has made significant investments in flexible learning formats and student support. Its programs integrate real-world experience through co-op opportunities and industry ties.

Main Courses

• Medical Laboratory Science – Designed for clinical lab professionals.
• Criminal Justice – Covers policy, criminology, and investigative procedures.
• Health Information Management – Combines IT skills with healthcare knowledge.
• Early Childhood Education – Prepares teachers for preschool and elementary classrooms.

Pros

• Strong co-op and internship programs
• Reputable degree programs with national recognition
• Flexible scheduling and part-time options

Cons

• Admission may be more selective in competitive programs
• Some courses follow a fixed schedule with live components

Average Annual In-State Tuition: $11,800
This price includes access to a highly ranked university with excellent career placement services.

Kent State University at Kent

Kent State University has become a leader in Ohio’s online education space, offering a broad portfolio of accredited undergraduate and graduate programs. It’s especially strong in education and public health.

Main Courses

• Public Health – Teaches policy development, epidemiology, and healthcare access.
• Psychology – Focuses on mental health, behavioral science, and research methods.
• Business Management – Offers a flexible curriculum suited for working professionals.
• Library and Information Science (Graduate) – Prepares students for roles in academic and public libraries.

Pros

• Wide variety of fully affordable online degrees
• Excellent student support and academic advising
• Strong reputation in public service fields

Cons

• More structured schedules with weekly deadlines
• Higher tuition than some regional schools

Average Annual In-State Tuition: $12,670
A reliable option for students who want reputable online programs backed by strong faculty support.

Bowling Green State University – Main Campus

Bowling Green State University (BGSU) offers a solid range of academic programs built on its longstanding reputation for academic excellence and student-centered learning. The university emphasizes practical skills and career development, making it a strong choice for students seeking a well-rounded, flexible education.

Main Courses

• Business Administration – Covers finance, management, and entrepreneurship with real-world application.
• Allied Health – Designed for professionals in healthcare to advance their credentials.
• Criminal Justice – Prepares students for roles in law enforcement, legal systems, and public policy.
• Education – Offers multiple licensure and endorsement options for current and aspiring educators.

Pros

• Strong academic reputation across Ohio and the Midwest
• Dedicated student services and academic support
• Emphasis on practical career skills

Cons

• Limited customization for course pacing
• Fewer flexible graduate program options

Average Annual In-State Tuition: $13,550
This rate offers solid value for a public university with long-established degree options and student support.

Ashland University

Ashland University blends the benefits of a private education with the accessibility of flexible learning options. With a Christian foundation and small class sizes, it appeals to students looking for personal attention and a values-based approach.

Main Courses

• Education – Includes degrees in curriculum & instruction, literacy, and special education.
• Business – Covers key areas like accounting, leadership, and entrepreneurship.
• Criminal Justice – Focuses on ethics, law enforcement, and rehabilitation systems.
• Nursing (RN to BSN) – Designed for licensed nurses to advance professionally.

Pros

• Strong focus on individualized support and mentorship
• Christian values integrated into coursework
• Accredited and respected education programs

Cons

• Higher tuition compared to public universities
• Limited flexibility in program structure

Average Annual In-State Tuition: $23,100
This tuition reflects the private school setting and personalized learning environment, particularly for those seeking faith-based programs.

Mount Vernon Nazarene University

Mount Vernon Nazarene University (MVNU) provides a faith-driven education with accessible programs tailored to adult learners and working professionals. Its offerings are grounded in Christian values with a strong focus on service and leadership.

Main Courses

• Ministry Leadership – Ideal for students pursuing careers in church leadership or nonprofit service.
• Business – Includes marketing, human resources, and finance tracks.
• Education – Offers graduate and licensure programs for teachers.
• Social Work – Provides foundational knowledge in human services.

Pros

• Strong Christian community and mission-focused curriculum
• Designed for flexibility with busy schedules
• Supportive faculty and small class sizes

Cons

• Religious content may not suit all students
• Fewer program options outside of ministry and education

Average Annual In-State Tuition: $23,900
While on the higher side for in-state rates, the cost includes access to faith-based resources and flexible learning tailored to adult learners.

Muskingum University

Muskingum University offers a personalized education experience with flexible learning paths, focusing on student support and real-world skill development. Known for its small class sizes, it’s a good option for students who value mentorship and flexibility.

Main Courses

• Nursing (RN to BSN) – Helps registered nurses expand their career options.
• Business Management – Covers essential topics like operations, leadership, and organizational behavior.
• Education – Designed for teachers pursuing licensure or graduate credits.
• Applied Leadership – Prepares students for supervisory or managerial roles.

Pros

• One-on-one faculty support and advising
• Flexible course formats for working professionals
• Personalized course plans

Cons

• Higher tuition than public options
• Fewer degree programs compared to larger universities

Average Annual In-State Tuition: $29,900
This tuition reflects the benefits of a private institution that prioritizes personalized attention and career readiness.

Walsh University

Walsh University brings a Catholic educational tradition to flexible education, focusing on ethics, service, and leadership. Its degrees combine academic rigor with values-based education and a strong emphasis on professional development.

Main Courses

• Nursing – Offers a streamlined RN to BSN pathway and advanced nursing practice options.
• Business – Includes MBA and undergraduate concentrations in marketing, leadership, and finance.
• Education – Provides licensure and leadership programs for educators.
• Counseling – Graduate-level programs in clinical mental health counseling.

Pros

• Rooted in Catholic intellectual tradition and service
• Comprehensive support for online students
• Respected programs in healthcare and education

Cons

• Highest tuition among affordable options
• Selective admission and limited course availability each term

Average Annual In-State Tuition: $30,650
This rate reflects the value of faith-based education combined with professional support and flexibility.

Key Requirements for Enrolling in Most Affordable Ohio Colleges

Before enrolling in one of Ohio’s most affordable colleges, you’ll need to meet a few standard requirements. These ensure you’re academically ready and eligible for in-state tuition rates or financial aid options.

High School Diploma

You’ll need to submit proof of a high school diploma or GED. Some colleges may also ask for transcripts showing your GPA and completed coursework.

SAT or ACT Scores

While many schools are now test-optional, submitting SAT or ACT scores can help strengthen your application or qualify you for scholarships—especially at more competitive programs.

Ohio Residency Proof

To qualify for in-state tuition, you’ll need to show proof of Ohio residency. This could include a state-issued ID, utility bills, voter registration, or a lease agreement showing 12 months of continuous residence.

FAFSA Financial Form

Filling out the FAFSA is a must if you want to access federal, state, or school-based financial aid. Ohio’s grants and scholarship programs rely on your FAFSA info to determine eligibility.

Application Fee Submitted

Most colleges charge a small application fee (around $25–$50), though many offer waivers if you meet certain income or need-based criteria.

Official Transcripts Enclosed

You’ll need to request that your high school or previous colleges send official transcripts directly to your chosen institution. These must be sealed and sent from the issuing school.

How Do Ohio College Costs Compare to National Averages?

Ohio’s public colleges and universities offer some of the most competitive tuition rates in the country. While the national average for public four-year institutions is about $17,000 per year, many Ohio schools—like Central State University or Youngstown State University—come in closer to $8,000–$11,000 annually for in-state students.

Even Ohio’s flagship universities, such as Ohio State University or Miami University, manage to keep costs lower than comparable research institutions on the coasts. Plus, Ohio’s location in the Midwest means housing, transportation, and daily expenses are generally more affordable.

Thanks to state-funded programs like the Ohio College Opportunity Grant and Choose Ohio First, students can reduce costs further through grants and scholarships—especially if you’re pursuing a degree in high-demand fields like healthcare, education, or engineering.

What Are the Tuition Fees for International Students at Affordable Ohio Colleges?

International students looking at affordable Ohio colleges can expect to pay between $14,000 and $20,000 per year in tuition at public universities like Youngstown State University and Cleveland State University. While this is higher than in-state tuition, it’s still competitive compared to schools in other regions of the U.S., especially coastal states.

Many of these institutions also offer merit-based scholarships, need-based aid, and international student support services, which can help offset the cost. Schools like Wright State University and Bowling Green State University provide tuition reduction programs and dedicated international offices to help with visa guidance, cultural integration, and academic advising.

Keep in mind that you’ll also need to budget for additional costs such as health insurance, living expenses, and student fees—but Ohio’s relatively low cost of living makes it easier to manage your overall budget.

How Does the University of the People Compare with the Most Affordable Colleges in Ohio?

The University of the People (UoPeople) offers a tuition-free model, charging only small course assessment fees ($120 each), which adds up to about $1,200–$2,400 annually. Ohio’s affordable colleges typically charge $8,000–$12,000 per year, though many offer financial aid.

UoPeople is accredited by both the Distance Education Accrediting Commission (DEAC) and the Western Association of Schools and Colleges (WASC), which is the same agency that accredits institutions like Stanford. Ohio public colleges are regionally accredited by the Higher Learning Commission (HLC), and all accreditations are widely recognized.

UoPeople’s fully online, asynchronous programs allow students to study on their own schedule. While some Ohio colleges offer flexible formats, many follow traditional calendars and may include in-person components.

Ready to Choose the Most Affordable College?

Finding the right college in Ohio isn’t just about picking the one with the lowest tuition. It’s about understanding how that tuition fits into your bigger picture—your goals, your finances, and the kind of student experience you’re looking for.

Start by making a list of your priorities. Do you want flexible online programs? Strong job placement services? A faith-based learning environment? Once you have a sense of your must-haves, compare schools not just on price, but on value—like what kind of financial aid they offer, how well their programs align with your career path, and whether they offer the support you need to succeed.

You have plenty of great options thanks to Ohio’s wide range of affordable colleges and state-level scholarships. The key is doing your homework, contacting admissions teams, and applying early to maximize financial aid and scholarships.

FAQs

Which colleges in Ohio offer the lowest in-state tuition?

Youngstown State University, Franklin University, and Kent State University are among the most affordable options, with in-state tuition often below $10,000 per year.

Are there good financial aid options for students in Ohio?

Yes. Students can apply for the Ohio College Opportunity Grant, federal aid through FAFSA, and institutional scholarships. Some schools also participate in programs like Choose Ohio First for high-demand fields.

Can I attend college in Ohio while working full-time?

Many Ohio colleges offer flexible schedules, evening classes, and part-time options that support students balancing work, school, and family responsibilities.

Do affordable colleges in Ohio offer strong academic programs?

Yes. Ohio’s public and private colleges provide accredited, high-quality programs in business, healthcare, education, and STEM fields, many with strong ties to local employers.

How do Ohio college costs compare to national tuition averages?

Most Ohio public universities charge significantly less than the national average for four-year institutions. Combined with the state’s lower cost of living, Ohio offers excellent value.

Are scholarships available for transfer or adult students?

Many colleges in Ohio offer transfer-friendly credit policies and scholarships specifically for adult learners, returning students, or those transferring from community colleges.