10 Cheapest and Most Affordable Colleges in Montana

If you are looking for an affordable place to earn your degree, Montana is an excellent choice. The state has a public university system, community colleges, and private institutions that make quality higher education accessible at a fraction of the national average. With in-state tuition benefits, generous financial aid programs, and scholarships, you can find plenty of ways to keep your costs manageable.

Montana also offers some practical advantages that lower the total cost of college life. Housing, transportation, and everyday expenses are generally cheaper here compared to larger states. At the same time, Montana’s economy is shaped by industries such as agriculture, mining, and natural resources; therefore, many colleges offer strong programs connected to these fields.

When you study in Montana, you also benefit from small class sizes, close connections with professors, and a strong sense of community on most campuses. Beyond academics, the state’s landscapes offer endless opportunities for outdoor recreation, which adds to the overall student experience. Career prospects are also promising, with growing opportunities in healthcare, technology, and energy sectors that can help you transition smoothly from college to the workforce.

Key Takeaways

• Montana colleges rank among the cheapest and most affordable options in the country
• In-state tuition, financial aid, and scholarships significantly reduce costs
• Lower living expenses make studying in Montana more budget-friendly
• Strong programs in agriculture, mining, and healthcare align with the state’s job market
• Small class sizes, outdoor activities, and tight-knit communities enrich student life

10 Most Affordable Colleges in Montana

Montana’s higher education system gives you a strong balance of low tuition and solid programs. Whether you want a large public research university, a smaller regional school, or a private college with a specialized focus, there are plenty of budget-friendly choices across the state. Below are ten of the most affordable colleges in Montana, ranked by in-state tuition from lowest to highest.

University of Montana Western

In Dillon, UM Western pairs small classes with an immersive block model called Experience One. It is a good fit if you like hands-on learning and easy access to outdoor study sites.

Main Courses

Education focuses on classroom readiness with extensive practica built into the block schedule. Business blends management, accounting, and entrepreneurship with local internship options. Environmental sciences and the signature natural horsemanship program emphasize fieldwork and applied skills.

Pros

• Immersive one-course-at-a-time format
• Close faculty access and mentorship
• Scenic campus with strong outdoor learning

Cons

• Smaller school with fewer niche majors
• Limited large-scale research activity
• Rural location may feel quiet

Average Annual In-State Tuition

About $6,670

Montana State University – Northern

In Havre, MSU–Northern serves the Hi-Line with career-focused programs tied to rural and tribal communities. Expect a supportive feel and instructors who know your name.

Main Courses

Education prepares you for K-12 roles with strong placements across northern Montana. Automotive technology offers lab-heavy training with industry certifications. Nursing and liberal arts provide flexible pathways into regional healthcare and community leadership.

Pros

• Among the lowest resident costs in Montana
• Small classes and high instructor access
• Support for Native American and first-gen students

Cons

• Remote location
• Limited research opportunities
• Long winters and travel distances

Average Annual In-State Tuition

About $7,495

Montana Technological University

In Butte, Montana Tech is the state’s applied STEM hub, with deep ties to the energy and mineral industries. The culture is practical, lab-driven, and career-oriented.

Main Courses

Mining and petroleum engineering build strong field and safety foundations with ABET accreditation. Computer science spans software, data, and cybersecurity with project-based learning. Environmental engineering focuses on water, remediation, and sustainability in real-world contexts.

Pros

• Renowned STEM programs and industry pipelines
• Strong internship and job outcomes
• Hands-on labs and field experiences

Cons

• Specialized academic mix
• Fewer liberal arts options
• Male-skewed enrollment in some majors

Average Annual In-State Tuition

About $8,770

Montana State University

In Bozeman, MSU combines a top STEM profile with an energetic college-town setting. You gain access to undergraduate research and a growing tech ecosystem nearby.

Main Courses

Engineering spans mechanical, civil, electrical, and computer engineering with design clinics and capstones. Agriculture links plant, soil, and animal sciences to Montana’s producers and research centers. Business and computer science connect coursework to startups and established employers in the Gallatin Valley.

Pros

• Excellent STEM options and research access
• Active campus life and outdoor recreation
• Strong internship networks in Bozeman

Cons

• Competitive entry for popular STEM majors
• Housing can be tight and costly off campus
• Large intro courses in some subjects

Average Annual In-State Tuition

About $8,948

University of Montana

In Missoula, UM blends a classic college-town vibe with broad academic depth and strong traditions. The campus is walkable, lively, and conveniently located near trails and rivers.

Main Courses

Journalism emphasizes reporting, multimedia storytelling, and internships with regional outlets. Forestry integrates field labs, policy, and ecosystem management. Business and liberal arts offer a wide range of elective choices with paths into analytics, policy, and communications.

Pros

• Comprehensive program choice and research
• Active student life and arts scene
• Access to internships and outdoor activities

Cons

• Some competitive programs
• Larger classes at the lower division
• Costs are higher than those of smaller regional campuses

Average Annual In-State Tuition

About $9,188

Montana State University – Billings

MSU Billings delivers a metropolitan experience with quick access to employers and healthcare partners. It suits students seeking internships and flexible schedules.

Main Courses

Business covers management, accounting, and marketing with Billings-area placements. Education pairs classroom theory with practicum hours across local districts. Health sciences connect pre-professional coursework to clinics and hospitals in the region.

Pros

• Urban location with internship access
• Flexible and career-focused pathways
• Modern facilities and support services

Cons

• More commuter feel
• Smaller research footprint
• Less traditional residential campus life

Average Annual In-State Tuition

About $10,480

Montana Bible College

In Bozeman, MBC provides a focused faith-based education for students preparing for ministry and service. The community is small, close-knit, and mentorship-driven.

Main Courses

Biblical studies centers on Scripture, theology, and hermeneutics, with options in language study. Ministry and pastoral studies emphasize preaching, counseling, and leadership practicums. Christian education prepares you to teach in church and school settings with curriculum design and field experience.

Pros

• Strong Christian foundation and discipleship
• Small classes and personalized attention
• Lower tuition than many private faith-based peers

Cons

• Limited program variety
• Small enrollment
• Few secular course offerings

Average Annual Tuition

About $15,065

University of Providence

In Great Falls, University of Providence, a private Catholic university, is known for small cohorts and strong health programs. Clinical partnerships connect coursework to real patient care settings.

Main Courses

Nursing and health sciences blend simulation labs with clinical rotations across Montana. The business program emphasizes management and ethics, offering pathways into regional employers. The liberal arts core builds writing, reasoning, and service learning across disciplines.

Pros

• Strong health programs and clinical access
• Small classes and focused advising
• Community-oriented campus culture

Cons

• Higher cost than public options
• Limited program breadth
• Smaller campus life than larger universities

Average Annual Tuition

About $24,144

Rocky Mountain College

In Billings, Rocky offers a personalized liberal arts experience, complemented by standout programs in aviation and teacher education. Advising is hands-on, and alumni connections are strong throughout the state.

Main Courses

Aviation offers professional certification paths in flight training and aviation management. Business and education deliver internships across Montana’s largest metro. Liberal arts majors build writing, analysis, and leadership through small seminars.

Pros

• Distinctive aviation program
• Small classes and close mentorship
• Strong alumni network in Billings

Cons

• Higher private sticker price
• Limited research scale
• Smaller campus compared with publics

Average Annual Tuition

About $37,006

Carroll College

In Helena, Carroll is a private Catholic college renowned for its programs in nursing, engineering, and the liberal arts. The campus is beautiful, and the community is close and engaged.

Main Courses

Nursing features strong licensure outcomes and clinical placements in Helena. Engineering offers project-based learning with pathways in biomedical and civil engineering. Liberal arts and business emphasize communication, ethics, and preparation for graduate study.

Pros

• Excellent nursing and professional outcomes
• Small classes with high faculty contact
• Strong graduate and professional school placement

Cons

• Highest price point on this list
• Religious environment may not fit everyone
• Limited large research opportunities

Average Annual Tuition

About $43,070

Tuition and mandatory fee amounts change regularly and can vary by program, course load, credit amount, and delivery format. The figures listed here reflect the latest numbers available and are intended for comparison only. Before applying, always confirm the current annual in-state tuition and required fees on the university’s official website.

Key Requirements for Enrolling in the Most Affordable Montana Colleges

To get the full benefit of Montana’s affordable tuition, you need to make sure your application is complete and submitted on time. Meeting residency rules and financial aid deadlines will also help you secure the lowest possible costs. Here are the most important steps.

Complete Application Form Submission

Most Montana colleges use their own online portals or the Common App. You’ll need to provide personal details, an essay or personal statement, and any required supplemental materials. Make sure you start early so you have time to review everything before the deadline.

Official High School Transcripts

Colleges require official transcripts from your high school. You can request these through your school’s office, and they must be sent directly to the admissions office. Most Montana colleges expect a GPA of at least 2.5–3.0, depending on the program.

Montana Residency Status Verification

In-state tuition only applies if you qualify as a Montana resident. You’ll need proof such as a Montana driver’s license, voter registration, or state tax documents. Residency usually requires at least 12 months of living in the state before enrollment.

ACT or SAT Scores

Some Montana schools are test-optional, while others still consider ACT or SAT results. If your chosen program is competitive, strong scores can help your application. Always check the specific policy at the college you’re applying to.

FAFSA Financial Aid Application

Filling out the FAFSA gives you access to federal grants, work-study, and loans. Montana also uses FAFSA data to determine state aid and scholarships. Submit as early as possible, since some aid is awarded on a first-come, first-served basis.

How Do Montana College Costs Compare to National Averages

Montana stands out as one of the more affordable states for higher education. The average in-state tuition at public four-year schools is under $10,000 per year, compared to a national average of about $11,500. Out-of-state tuition is also lower than in many neighboring states.

Living expenses make a big difference as well. Rent, food, and transportation in Montana are often more affordable than in large cities, which can save you thousands over the course of four years. These lower costs mean you may need to borrow less, which can reduce student debt after graduation.

When you combine lower tuition with scholarships, work-study programs, and state-specific aid, Montana schools often offer a better overall value than colleges elsewhere in the U.S.

What Are the Tuition Fees for International Students at Affordable Montana Colleges

If you’re an international student, you can still find affordable options in Montana, though your tuition will usually be higher than in-state rates. Public universities charge out-of-state tuition for international students, which typically ranges from $20,000 to $30,000 per year. Private schools, such as Carroll College or Rocky Mountain College, set tuition at around $37,000 to $43,000 annually.

Beyond tuition, you should also budget for international health insurance, visa fees, and living costs. Even with these additional expenses, Montana remains less expensive than many states with larger cities. Some institutions also offer international scholarships or assistantships that can offset costs.

Overall, studying in Montana as an international student offers a lower cost of living, access to close-knit campus communities, and pathways into emerging industries such as healthcare, energy, and technology.

How Does University of the People Compare With Most Affordable Colleges in Montana

If you are weighing Montana’s lowest-cost schools against an online option, University of the People (UoPeople) offers a very different path. UoPeople is tuition-free, with only small assessment fees of $160 per undergraduate course and a one-time application fee of $60. A full bachelor’s degree costs under $7,000 in total, far less than even the cheapest Montana four-year schools.

The key trade-off is delivery and experience. Montana colleges provide in-person classes, labs, and campus life along with regional accreditation. That means you can access hands-on training, network with local employers, and participate in traditional student activities. UoPeople, on the other hand, is a fully online and globally accredited (WASC and DEAC) institution, making it flexible and accessible wherever you live, without the need for an on-campus setting.

Choosing between the two depends on your priorities. If you value in-person learning, outdoor life, and connections within Montana’s job market, one of the state schools may be worth the extra cost. If you want to keep expenses as low as possible and prefer studying remotely, UoPeople is an affordable alternative.

Ready to Choose the Most Affordable College?

Montana offers you a wide range of affordable colleges, from small regional campuses to major research universities and private liberal arts schools. In every case, tuition is lower than the national average, and the state’s cost of living helps keep your budget in check. With programs that connect directly to Montana’s strongest industries, you also set yourself up for solid career opportunities after graduation.

As you narrow down your options, make sure you:

• Research programs that fit your goals
• Track application and financial aid deadlines early
• Verify your Montana residency for in-state tuition
• Apply for state and federal scholarships and grants

Taking these steps will help you make the most of Montana’s affordable education system and graduate with less debt and more opportunities.

FAQs

Which Montana colleges offer the lowest tuition and fees?

The lowest in-state tuition is offered at the University of Montana Western and Montana State University – Northern, both of which charge under $8,000 per year in tuition and fees.

Are there free tuition programs available in Montana?

Montana does not offer statewide free tuition; however, residents can apply for state-specific scholarships and tuition waivers at select schools.

Which Montana colleges offer the best value degrees?

Montana Tech and Montana State University are strong value choices for STEM fields, while the University of Montana provides a wide range of affordable liberal arts and professional programs.

What online degree options offer an affordable college education in Montana?

Several Montana universities offer online courses, but University of the People provides one of the most affordable fully online degree options globally.

What scholarships can Montana residents apply for to fund their college education?

Residents can apply for the Montana University System Honor Scholarship, Montana STEM Scholarships, and institution-specific awards offered by individual campuses.

How do transfer credits affect costs at Montana colleges?

Accepting transfer credits can shorten the time needed for your degree and lower total tuition costs. Always check transfer policies at the college before enrolling.